@charset "UTF-8";
/* CSS Document */

body {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 13px;
	vertical-align: top;
	margin:0;
}
a { text-decoration: none; }
a img { border: 0; }
a:link, a:visited, a:active {
	text-decoration: none;
	color:#00F;
}
a:hover {
	text-decoration: underline;
	color: #F00;
}
h2, h3, h4, h5, h6 { margin: 0;}
.footer {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #FFF;
	text-align: center;
	padding-top: 1em;
	padding-right: 0em;
	padding-bottom: 1em;
	padding-left: 0em;
}
p {
	margin: 0px 0px 10px 0px;
}
h1 {
	margin: 0px 0px 10px 0px;
	font-size:22px;
	font-weight:bold;
}
p#effectiveDate {
	font-style:italic;
}