Travel Insurance for Cruises and Vacations

Cruise Search

You can select more than one option in most of the form fields. Here are explanations of the search options we get asked about the most often:

Departure Port: If you only want to view results for cruises that start in a specific port, you can specify it here. You can select more than one (to see cruises that start at certain ports). For example, you can select both New York and Boston if you only want to view cruises that start in either New York or Boston.

→ In the "Advanced Search"

Arrival Port: If you only want to view results for cruises that end in a specific port, you can specify it here. You can select more than one (to see cruises that end at certain ports). For example, you can select both New York and Boston if you only want to view cruises that end in either New York or Boston.

Ports of Call: You can the type name of one port that you would like all your search results to include. For example, if you type Barcelona all of the search results will include cruises that include Barcelona (even if it's not a starting or ending port in the itinerary). Be sure to spell the port name correctly!

Max Occupancy: Allows you to view search results that only include ships that have accommodations for a minimum amount of people per room. For example, if you select "5 and more" your search results will only include ships that have at least one room type that would accommodate at least 5 people. The pricing that displays on the search results page will be the per person pricing based on a room for two people. Proceed further in the online booking process to view the pricing for accommodations for a different occupancy.

Kid-Friendly: Shows cruises that are great choices for those traveling with children and teens. Includes ships with youth programs and/or youth-friendly public spaces. Programs and public spaces are subject to change, at the discretion of the cruise line.

→ Cruise Only vs Cruise Line Tour

If you check the Cruise Only option, you will only see results that are for a cruise vacation. If you check the Cruise Line Tour option, you will only see vacations that include a cruise + land tour package (also known as a Cruise Tour). Leave both unchecked to view results that include both vacation types.

Reviews of American Discount Cruises & Travel

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Travel Insurance

We want every step of your trip to go smoothly. When you book with us, you have the option to add travel insurance. Travel insurance is optional, and you do not need to purchase it to book your vacation.

Just a few reasons to buy travel insurance:
You can be reimbursed up to 100% prepaid trip costs if you need to cancel your trip for a covered reason.	If you have a covered medical emergency while traveling, expenses for your care can be reimbursed.
You can be reimbursed up to 100% prepaid trip costs if you need to cut your trip short for a covered reason.	You can be reimbursed for added travel costs due to a covered travel delay.
Up to 100% prepaid trip cost reimbursement if your trip is cancelled due to a severe storm that was unnamed when you purchased your plan.	You can be reimbursed for purchase of replacement items if you have a covered baggage loss, delay, or damage.

Plans Available When You Book Online
The travel insurance plans offered when you book online include the following Allianz Travel Protection plans. Select a plan to view its details and disclosures.

Journey Plan

Plan details and disclosures

Latitude Plan

Plan details and disclosures

How Do I Add Travel Insurance?
When booking a cruise on our web site, a travel insurance quote is offered on the payment page (before you have to enter your payment information), if you are eligible for benefits. You may choose a plan or decline protection. Travel insurance is optional and is not required to complete your booking.

If you already booked online without travel insurance and would like to add it now, you can do so by contacting us or logging into your reservation (via the link provided in the confirmation you were automatically e-mailed after booking online).

Those who booked their vacation over the phone can purchase travel insurance by giving us a call.

→ Call us at 1-866-214-7447 for pricing, or to discuss travel insurance options for your trip.

Other ways to contact us.

Travel insurance sold on our web site is only available to US residents (excluding residents of US territories). Please contact us if you would like to purchase travel insurance and you are a non-US resident or a US territory resident. This page is only a brief description of the coverage available. Terms, conditions, limits and exclusions apply. Please read the plan details and disclosures before purchasing. If you purchased a travel insurance plan that is not described on this page, please refer to your plan documents, or contact us with any questions.

This plan provides insurance coverage that only applies during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker.

Terms, conditions, and exclusions apply, including for pre-existing conditions. Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated "A" (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated "A+" (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on your state of residence and plan chosen. A+ (Superior) and A (Excellent) are the 2nd and 3rd highest, respectively, of A.M. Best's 13 Financial Strength Ratings. Plans only available to U.S. residents and may not be available in all jurisdictions. Allianz Travel Insurance is a mark of AGA Service Company dba Allianz Partners or its affiliates. Allianz Partners compensates their suppliers or agencies for allowing Allianz Partners to market or offer products to customers of the supplier or agency. Allianz Travel Insurance products are distributed by AGA Service Company, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Plans include insurance benefits and assistance services. Any Non-Insurance Assistance services purchased are provided through AGA Service Company. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Contact AGA Service Company at 800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or customerservice@allianzassistance.com.

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